Privacy Policy Statement - Terms & Conditions
At Laura Boyle Insurance Agency, LLC, we are committed to protecting your privacy as avisitor to this Web site and as our customer. To our visitors and to our customers, we offerthis pledge:
Laura Boyle Insurance Agency, LLC (herein after referred to as “AGENCY”) is the owner ofthe information which is collected on this Web site. We will not sell, disseminate, disclose,trade, transmit, transfer, share, lease or rent any personally identifiable information to anythird party not specifically authorized by you to receive your information except as we havedisclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for coverage andwhen you purchase an insurance policy from us. We will also ask you to provide yourpersonal information to us when you send e-mail to us from this Web site. When you enrollfor an insurance policy at our Agency, we will ask you to provide your name, home address,mailing address, telephone number and e-mail address. This information will be provided tothe insurance company when you purchase an insurance policy so they can establish youas a policyholder.
We will maintain a record of your information at the offices of our Agency so we can provideyou with policyholder service. The employees of our Agency are each required to sign andacknowledge a Confidentiality and Nondisclosure Agreement. Each employee has beeninstructed on how to maintain the privacy of each customer and the importance ofprotecting the customer's personal information.When you purchase an insurance policy from our Agency, you will pay the premiums withyour credit card or personal check. We do not keep a record of your credit cardinformation. If you pay the premium using your personal check, we might keep a copy ofyour check in your file. When you send us e-mail from this Web site, you will provide us withcertain personally identifiable information including your e-mail address.
We may collect personal information from:
-You, on applications or other forms. Information we collect may include names,addresses, and social security numbers.-Your transactions with us, such as payments of premiums or submission of claims.-Third parties, including doctors, employers, and other insurers. Information wecollect may include medical records, employment history and claim history.-Credit reporting agencies, insurance reporting agencies, government agencies, andmedical information providers.
Information Disclosure
Our Agency makes every effort to maintain absolute privacy while using our web site. Ifinformation is ever viewed by another party; it is purely accidental and by using our website, you release us from any liability should this information be downloaded, viewed orretrieved against our privacy rules. We shall not be liable for any unlawful acts of others whosteal this information through any means.
We do not sell nonpublic information to anyone. We do not disclose non-public personalinformation to our affiliates or to non-affiliated third parties, except as required or permittedby law. As permitted by law, we may share nonpublic information with companies thatperform administrative or marketing services to us. Our contracts with such companiesprohibit them from using nonpublic personal information for any purpose other than that forwhich they were hired.
Disclaimer
Please contact our Agency by phone to discuss specific coverage details and yourinsurance needs. To protect your privacy, please do not send us your confidential personalinformation by unprotected email. Instead, discuss that personal information with us byphone.
Statements on this website as to policies and coverages and other content provide generalinformation only and we provide no warranty as to their accuracy. Clients should consultwith their licensed agent as to how these coverages pertain to their individual situation.
Information provided on this website does not constitute professional advice. If you havelegal, tax or financial planning questions, you need to contact a qualified professional.
Notice of Insurance Information Practices
Personal information about you, including information from a credit report and loss historymay be collected from people other than you in connection with this application forinsurance and subsequent policy renewals. You have the right to review your personalinformation in our Þles and can request correction of any inaccuracies. Such information aswell as other personal and privileged information collected by us or our agents may incertain circumstances be disclosed to third parties without your authorization to assist inservicing your account. A more detailed description of your rights and our practicesregarding such information can be accessed by contacting your agent or broker and askingfor additional details about our information and disclosure practices.
Any person who knowingly and with intent to defraud any insurance company or anotherperson files an application for insurance or statement of claim containing any materiallyfalse information or conceals for the purpose of misleading information concerning any factmaterial thereto, commits a fraudulent insurance act, which is a crime and subjects theperson to criminal and (NY: substantial) civil penalties. (Not applicable in CO, HI, NE, OH,OK, OR, or VT; in DC, LA, ME, TN, VA and WA, insurance benefits may also be denied). Cookies A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting thisWeb site. We may utilize a short-lived form of cookie when you visit this site. At our Agency,a cookie is only used to identify one unique visitor from another visitor during a particularsession. A session is the period of active site-use while that unique visitor is linked to ourserver. We may use cookie technology during a session as a tool to carry forward yourinput information during the enrollment process. This enables the visitor to input theirinformation once and have the information appear later during the enrollment process. Nopersonally identiÞable information is stored on the cookie. The cookie expires and is deletedfrom the visitor's computer as soon as they close their browser or if they are not activelybrowsing our Web site for more than 20 minutes. Should a previous visitor to our Web sitereturn for a new session, they will be issued a new cookie and in no way will they berecognized as a visitor from a previous visit or session. Third Party Links This Web site may contain links to third party Web sites that are not controlled by ourAgency. These third-party links are made available to you as a convenience and you agreeto use these links at your own risk. Please be aware that we are not responsible for thecontent of third-party Web sites linked to us nor are we responsible for the privacy policy orpractices of third-party Web sites linked to our Agency. Our Privacy Policy only applies toinformation we collect from you while you are at and while you are actively in a session withour Agency. If you should link to a third-party Web site from our Agency, we stronglyencourage you to review and become familiar with that Web site's privacy policy. Mobile Text Messages By providing my phone number to Laura Boyle Insurance Agency, LLC, I agree andacknowledge that said Agency may send text messages to my wireless phone number forany purpose. Message and data rates may apply. Message frequency will vary, and you willbe able to Opt-out by replying “STOP”.
No mobile information will be shared with third parties/affliates for marketing/promotionalpurposes. This information will not be shared with any third parties. Changes In Our Privacy Policy We reserve the right to change this Privacy Policy without providing you with advancenotice of our intent to make the changes. if you have questions about our privacy policy, please feel free to give us a call.
Any person who knowingly and with intent to defraud any insurance company or anotherperson files an application for insurance or statement of claim containing any materiallyfalse information or conceals for the purpose of misleading information concerning any factmaterial thereto, commits a fraudulent insurance act, which is a crime and subjects theperson to criminal and (NY: substantial) civil penalties. (Not applicable in CO, HI, NE, OH,OK, OR, or VT; in DC, LA, ME, TN, VA and WA, insurance benefits may also be denied). Cookies A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting thisWeb site. We may utilize a short-lived form of cookie when you visit this site. At our Agency,a cookie is only used to identify one unique visitor from another visitor during a particularsession. A session is the period of active site-use while that unique visitor is linked to ourserver. We may use cookie technology during a session as a tool to carry forward yourinput information during the enrollment process. This enables the visitor to input theirinformation once and have the information appear later during the enrollment process. Nopersonally identiÞable information is stored on the cookie. The cookie expires and is deletedfrom the visitor's computer as soon as they close their browser or if they are not activelybrowsing our Web site for more than 20 minutes. Should a previous visitor to our Web sitereturn for a new session, they will be issued a new cookie and in no way will they berecognized as a visitor from a previous visit or session. Third Party Links This Web site may contain links to third party Web sites that are not controlled by ourAgency. These third-party links are made available to you as a convenience and you agreeto use these links at your own risk. Please be aware that we are not responsible for thecontent of third-party Web sites linked to us nor are we responsible for the privacy policy orpractices of third-party Web sites linked to our Agency. Our Privacy Policy only applies toinformation we collect from you while you are at and while you are actively in a session withour Agency. If you should link to a third-party Web site from our Agency, we stronglyencourage you to review and become familiar with that Web site's privacy policy. Mobile Text Messages By providing my phone number to Laura Boyle Insurance Agency, LLC, I agree andacknowledge that said Agency may send text messages to my wireless phone number forany purpose. Message and data rates may apply. Message frequency will vary, and you willbe able to Opt-out by replying “STOP”.
No mobile information will be shared with third parties/affliates for marketing/promotionalpurposes. This information will not be shared with any third parties. Changes In Our Privacy Policy We reserve the right to change this Privacy Policy without providing you with advancenotice of our intent to make the changes. if you have questions about our privacy policy, please feel free to give us a call.